Circle Rate vs Market Value: Which One Sets Your Stamp Duty?
How the government rate and your agreed price combine to decide the duty you pay.
Updated for FY 2026-27
Know the government value of any property in India
Look up official circle rates by locality, then see exactly what you will pay in stamp duty and registration — free, fast and with no sign-up.
- States & UTs
- 9
- Districts
- 107
- Localities
- 58,088
- Cost to you
- Free
Directory
Browse rates by state
Popular cities
Pick a city and start calculating
Each link opens the stamp duty calculator with that city’s localities and rates ready to use.
Dadra and Nagar Haveli and Daman and Diu
Delhi
Gujarat
Himachal Pradesh
Jharkhand
Maharashtra
Manipur
Mizoram
Tripura
No city matches that filter.
Calculators
Everything you need to budget a purchase
- Stamp duty & registration Full government charges from circle rate, area and buyer type.
- Home loan EMI Four down-payment scenarios side by side with a yearly schedule.
- Compare cities Average, lowest and highest rates for up to four cities.
- RERA projects Search registered projects by state, district and status.
- SIP Plan a down-payment fund with monthly investing and step-ups.
- Fixed deposit Maturity value and effective yield for any compounding.
- Recurring deposit Monthly savings with bank-style quarterly compounding.
- PPF Tax-free growth over 15 years and each extension.
- XIRR True annual return on irregular cash flows.
How it works
From locality to total cost in three steps
-
Find the locality
Search by name or drill down from state to district to the exact area.
-
Enter your property
Add the carpet or built-up area, property type, agreed price and who is buying.
-
See the full cost
Get stamp duty, cess, registration and the total you need to set aside.
Why use this site
Built for buyers, lawyers and agents
-
Sourced from notifications
Every rate traces back to a state government publication, with a link where one is available.
-
The whole cost, not just duty
Cess, registration caps and fixed fees are included so the total matches what you will pay.
-
Fast on any phone
Lightweight pages, no pop-ups and no account needed. Works on slow connections too.
-
Context, not just numbers
See how a locality compares with its district average and with other cities.
The basics
What is a circle rate?
A circle rate is the lowest value per unit area at which a property can be registered in a given area. State governments publish these rates — you will also see them called ready reckoner rates, guideline values or collector rates — and registration offices use them to work out stamp duty.
Rates are set separately for residential, commercial, industrial and agricultural use, and are normally revised once a year. Knowing the rate for your locality helps you check a seller’s price, plan your budget and avoid surprises at the registrar’s counter.
Who sets circle rates?
Each state’s revenue or registration department. Rates are usually notified district by district, then broken down by locality, road or village and by the type of property.
Why does the circle rate matter if I have agreed a price?
Stamp duty and registration are charged on the higher of the two values. If your agreed price is lower than the circle-rate value, you pay duty on the circle-rate value.
Do women buyers pay less stamp duty?
In many states, yes — typically one to two percentage points less. Some states also offer concessions for joint ownership with a woman.
Are these rates the same as market prices?
No. Circle rates are a legal minimum and often trail market prices in fast-growing areas. In some older areas they can be higher than what buyers actually pay.
Guides
Understand before you buy
Hello world!
Welcome to WordPress. This is your first post. Edit or delete it, then start writing!
Ready to work out your costs?
Free, instant and private — nothing you enter leaves your browser.